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About Us

Production Team

Carol Black

Carol Black, CIC, CISR, CPIA

Personal Lines Sales Representative 
carol.black@st-evergreen.net

Carol has been with S&T-Evergreen since 1995 and is responsible for personal lines sales for the agency. She is committed to meeting the protection needs of her clients through hard work, great attention to detail, and a service-first attitude.

Prior to joining S&T-Evergreen, Carol was employed as the office manager for Crimboli Insurance Agency, Inc., where she provided personal insurance needs assessment and counseling to prospective and existing clients.

Carol earned the Certified Insurance Representative (CISR) designation in 1999, the Certified Professional Insurance Agent (CPIA) designation in 2005, and the Certified Insurance Counselor (CIC) designation in 2007. She is a member of the Society of Certified Insurance Service Representatives and the National Alliance of Insurance Education and Research. Carol is a notary public for the Commonwealth of Pennsylvania.

She resides in Greensburg, PA with her husband.

David W. Champe

David W. Champe, CLU, ChFC, CIC, RHU, REBC

Vice President, Life, Health and Financial Services Producer 
david.champe@st-evergreen.net

David joined S&T-Evergreen in 1986 with responsibility for developing the Life, Health and Financial Services department for the agency. David’s primary discipline is in the area of employee benefits and performs sales and service duties for our customers. He also serves as a commercial insurance producer serving our customers’ business insurance needs.

David began his career in individual life insurance sales in 1981. He was hired a year later by The Travelers Insurance Company and worked exclusively with independent insurance agencies to market life, health and financial services products in western Pennsylvania and West Virginia.

David attended West Virginia University and has a bachelor’s in business administration. He holds many professional designations including Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designation.

NO BANK GUARANTEE OR DEPOSIT | NOT FDIC INSURED | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | MAY LOSE VALUE Securities and advisory services are offered through Investment Professionals Inc. (IPI), member FINRA/SIPC and an SEC registered investment advisor. IPI is not affiliated with S&T Bank. S&T-Evergreen Insurance is a division of S&T Insurance Group, LLC, a wholly-owned subsidiary of S&T Bank.

Check the background of this investment professional on FINRA's BrokerCheck.

Debbie M. Edwards

Debbie M. Edwards, CISR, API, AINS

Personal Lines Sales Representative
debbie.edwards@st-evergreen.net

Debbie has enjoyed being in the insurance industry since 1995 and joined S&T-Evergreen in 2011. Her primary goal, as a personal lines sales representative, is to provide clients with accessible expertise and an honest, thoughtful, problem-solving approach to the complex world of personal insurance.

Prior to joining S&T-Evergreen, Debbie was employed by Pallone Insurance Agency, Inc, where she was responsible for customer service and sales for the personal lines department.

Debbie earned her PA State Property and Casualty Insurance License in 1995 and her PA State Life, Health and Accident Insurance License in 2001. To deepen her insurance knowledge, she obtained the Certified Insurance Service Representative (CISR), the Associate in General Insurance (AINS), and the Associate in Personal Insurance (API) designations.

Debbie resides in Marion Center, PA with her husband and her son. When she’s not working, she can be found spending time with her family and particularly enjoys being outdoors as much as possible.

Melissa Baird Kittelmann

Melissa Baird Kittelmann

Vice President, Commercial Lines Producer 
melissa.kittelmann@st-evergreen.net

Melissa joined S&T-Evergreen’s commercial lines team in 2015. She is responsible for providing businesses with comprehensive insurance and risk management programs tailored specifically to the needs of their respective business operation.

As a 30-year veteran of the industry, Melissa employs her unique skill set, diverse background, and extensive product knowledge when determining a true course of action for her clients’ insurance and risk management programs. She is committed to delivering outstanding customer service to each and every client.

Melissa is a graduate of Indiana University of Pennsylvania with a bachelor’s degree in business and a minor in marketing. She holds the Pennsylvania property and casualty insurance license. Melissa serves on the board of the Salvation Army of Indiana, is a member of Indiana Mid Day Rotary, and was a past board member of Junior Achievement.

During her free time, she enjoys cooking, gardening, and spending time with family, friends, and her dog. Melissa lives in Indiana, PA with her son.

R. James Lubecki

R. James Lubecki, CLU, ChFC, LUTCF, RFP

Vice President, Life, Health and Financial Services Producer 
jim.lubecki@st-evergreen.net

Since joining S&T-Evergreen in 1995, Jim has worked with both individuals and companies to develop strategies to address their short- and long-term financial goals.

As a Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Registered Financial Planner (RFP), Jim brings more than 24 years of financial planning experience to his role at S&T-Evergreen. Prior to joining the firm, he was employed as an advisor for Prudential Insurance Company of America.

Jim holds a bachelor’s degree with concentrations in finance and marketing from California University of Pennsylvania. He was conferred as a Life Underwriter Training Council Fellow (LUTCF) in 2000, earned the Chartered Life Underwriter (CLU) designation in 2003, and the Chartered Financial Consultant (ChFC) designation in 2005.

Jim previously served as president and member of the board of directors of the Westmoreland Association of Insurance and Financial Advisors. He is also a member of the Society of Financial Service Professionals and the National Association of Insurance and Financial Advisors; both of which are national associations focused on establishing and maintaining professionalism in the financial planning and life insurance fields.

Jim resides in New Stanton, PA with his wife and children.

NO BANK GUARANTEE OR DEPOSIT | NOT FDIC INSURED | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | MAY LOSE VALUE Securities and advisory services are offered through Investment Professionals Inc. (IPI), member FINRA/SIPC and an SEC registered investment advisor. IPI is not affiliated with S&T Bank. S&T-Evergreen Insurance is a division of S&T Insurance Group, LLC, a wholly-owned subsidiary of S&T Bank.

Check the background of this investment professional on FINRA's BrokerCheck.

Dale Sobol

Cody D. Racchini

Assistant Vice President, Commercial Lines Producer
cody.racchini@st-evergreen.net

Cody joined S&T-Evergreen in 2015 as a commercial lines producer and works with business clients in Blair, Cambria, and Centre Counties to develop insurance programs tailored to their specific needs.

Prior to joining S&T-Evergreen, Cody was employed by Matson Insurance Agency, Inc., where he was responsible for providing commercial insurance programs to prospective and existing clients.

Cody enjoys meeting new people and learning about many types of businesses. He is committed to developing long-lasting and meaningful relationships with his clients. Cody earned his PA State Property and Casualty Insurance License in 2012.

Cody resides in Duncansville, PA with his wife. He enjoys golfing, hunting, and spending time with his dog, Bo.

Dale Sobol

Dale Sobol, CLU

Vice President, Commercial Lines Producer 
dale.sobol@st-evergreen.net

Dale joined S&T-Evergreen in 2003 and works with business clients to create a comprehensive commercial property and casualty insurance package tailored to each client’s specific needs. In addition to this specialty, he is able to design employee benefit programs to help attract and retain key employees.

Prior to joining S&T-Evergreen, Dale managed his own agency for two years and worked for Nationwide in various capacities for over 15 years. His time at Nationwide included managing $90 million of property and casualty premium.

Dale holds a bachelor’s degree in city management and regional planning from Indiana University of Pennsylvania. He has earned many professional insurance designations including the Chartered Life Underwriter (CLU).

Dale and his family are residents of Brookville, PA and are involved in numerous community activities.